Mukhyamantri Majhi Ladki Bahin Yojana

The Mukhyamantri Majhi Ladki Bahin Yojana, introduced by the Maharashtra government, is a visionary program aimed at uplifting women, particularly those facing economic or social challenges. It is designed to empower women by providing financial aid, fostering economic independence, and supporting them through challenging circumstances. Here’s a detailed look into the program:

Objectives of the Scheme

Empowering Women: To improve women’s financial and social conditions in Maharashtra.
Promoting Financial Independence: Providing consistent financial aid ensures that women can manage their personal and family expenses with dignity
.Targeting Vulnerable Groups: By focusing on widowed, divorced, married, and destitute women, the program ensures that marginalized sections receive the support they need.

Eligibility Criteria

The scheme is thoughtfully designed to include a wide range of beneficiaries:

Residency: Applicants must be permanent residents of Maharashtra.
Age Limit: The minimum age is 21, and the maximum has been increased from 60 to 65 to include senior women who may be vulnerable.
Family Income: The annual income of the household should not exceed ₹2.5 lakh.
Banking Requirements: Applicants must have an Aadhaar-linked bank account to facilitate Direct Benefit Transfer (DBT).
Family Status: The applicant’s family should not include an income tax payer or own four-wheelers (except tractors).

Documents Required

To ensure a smooth application process, the following documents are mandatory:

Identity Proof: Aadhaar card, voter ID card.
Bank Details: Passbook with Aadhaar linkage.
Residency Proof: Original domicile certificate.
Financial Documents: Ration card and proof of income.
Other Documents: Passport-size photographs and a self-declaration form.

Application Process

The scheme offers both online and offline modes to ensure accessibility:

Online Application:

Visit the official portal: ladakibahin.maharashtra.gov.in.
Register by providing details like name, address, Aadhaar number, mobile number, and more.
Upload scanned copies of required documents.
Apply, complete the e-KYC, and save the acknowledgment for future reference.

Offline Application:

Collect the application form from local centers such as Common Service Centers (CSCs), gram panchayats, Anganwadi centers, or Setu centers.
Fill in personal and banking details.
Attach the required documents and submit them at the nearest application center.
Local officials assist in uploading the application online and completing the e-KYC.

Financial Benefits

The scheme provides monthly financial assistance of ₹1,500 directly into the beneficiary’s bank account. This ensures transparency and reduces the risk of fund mismanagement.

Women who applied before August 14, 2024, received a lump sum of ₹4,500 (three months’ installment) during the program’s initial phase. Those applying later receive their payments promptly through the revised schedule

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